Guide · Updated 2026-10-15 · By the PayOrScam team

12 fake invoice warning signs

No single sign proves an invoice is fake, but several together should stop a payment until you've verified it.

  1. A request to pay new or updated bank details.
  2. Urgency or threats ("final notice", "account suspended", "legal action").
  3. Sent from a free webmail address (Gmail, Outlook) for a business.
  4. An email domain that doesn't match the company website, or a lookalike spelling.
  5. A brand-new website or no website at all.
  6. The company isn't on the official register, or is dissolved.
  7. A bank account in a different country from the supplier.
  8. Totals that don't add up, odd VAT/tax amounts or missing tax numbers.
  9. A logo that belongs to another brand or looks low-quality.
  10. A signature typed in a script font or pasted as an image found elsewhere online.
  11. Details you don't recognise: no purchase order, an unknown contact person, or an unfamiliar service.
  12. A request to keep it confidential or not to call.

What to do: don't pay; call the supplier using a number you already trust; if you've paid, contact your bank immediately and report it (US: ReportFraud.ftc.gov and IC3; UK: Action Fraud).

Got a suspicious invoice right now? Check it free on PayOrScam →

Sources & official tools

This guide is general information, not legal or financial advice.